LISTEN: The Kirby Wilbur Show, 4PM Hour, November 12, 2020

FILE - In this Nov. 10, 2020, Tia Richardson, seated left, Gracelyn Morris, center, and Kenned Yakpoh record information from residents before administering coronavirus tests at the Central Family Life Center, in the Stapleton neighborhood of the Staten Island borough of New York. School systems in several states are giving up on in-person classes, and some governors are reimposing restrictions on bars and restaurants or getting more serious about masks, as the coast-to-coast resurgence of the coronavirus sends deaths, hospitalizations and new infections soaring. (AP Photo/Mary Altaffer, File)

Kirby's guest is Brian Evans, CPA/PFS-he is the owner of Bauer Evans, CPAs, Madrona Financial Services, and Madrona Insurance Services where he serves as Chief Investment Officer, and lead planner. Brian also hosts a weekly radio show on KVI 570 AM, is a nationally published author, a national coach to 100 Investment Advisors, and has been a recurring guest on CNBC Closing Bell and Fox Business television. He has published books titled Prosperous Revelations, and The Complete Book of Retirement, and is a regular contributor to Kiplinger on-line.

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